Catastrophic impairment is an injury, combination of injuries or impairment that entitles you to a greater amount of accident benefits from your insurance company.
The definition of catastrophic impairment has changed. Presently it includes:
- Paraplegia or quadriplegia
- Amputation or total loss of use of two limbs
- Brain injury that measures over a certain level on testing (Glasgow Coma Scale or Glasgow Outcome Scale)
- 55% whole person impairment as measured in The American Medical Association’s Guides to the Evaluation of Permanent Impairment
- A marked or extreme impairment because of a mental or behavioural disorder
If you are collecting accident benefits and think you might have a catastrophic impairment contact a lawyer as soon as you can.
You should also get some legal advice if you are close to running out of accident benefit money. You may want to apply for a catastrophic designation in order to access more money.