What does Catastrophic Impairment mean?

Catastrophic impairment is an injury, combination of injuries or impairment that entitles you to a greater amount of accident benefits from your insurance company.

The definition of catastrophic impairment has changed. Presently it includes:

  1. Paraplegia or quadriplegia
  2. Amputation or total loss of use of two limbs
  3. Blindness
  4. Brain injury that measures over a certain level on testing (Glasgow Coma Scale or Glasgow Outcome Scale)
  5. 55% whole person impairment as measured in The American Medical Association’s Guides to the Evaluation of Permanent Impairment
  6. A marked or extreme impairment because of a mental or behavioural disorder

If you are collecting accident benefits and think you might have a catastrophic impairment contact a lawyer as soon as you can.

You should also get some legal advice if you are close to running out of accident benefit money. You may want to apply for a catastrophic designation in order to access more money.